I was on ebay a long time ago, and noticed something was different about the checkout when I tried to use paypal. I saw something about buying the item now and paying later through a company called Bill Me Later. I used it, thinking "Oh hey, there's no catch." WRONG!!! There is a catch, it's called interest and I fell for it big time. I only used their service about five times because things were going well. I bought 2 items that both equaled $200. They were parts for my main computer that I REALLY needed in order for the computer to function anymore. I lost my job, and I could not pay them back. I actually called THEM to tell them this and to put my account on hold.
Months later, there's still no job, and I get a call from them... Not only are there some late fees... THERE'S OVER $200 IN LATE FEES! I go to check, and yep... that's exactly what happened. I answered a few of their calls and told them "I do care about how much I owe you, but I'm not paying a *** thing this until you wave the enormous amount of late fees." "I don't know what you're talking about, sir." and then they hung up after me arguing with them for another two minutes. I checked my account 10 minutes later and the fees were STILL there. They have never put my account on hold or closed it, so I closed my paypal account for good and am changing numbers. So much for wanting to move, since I'm pretty sure they'll try to sue me or something.
Don't EVER use this terrible service. Just use your credit card!